Banking, finance & commerce

Banking & Insurance - English Language previous year questions (PYQ)

506 previous year Banking & Insurance - English Language questions, grouped by year, with answers and solutions.

2025 (10 questions)

Q1.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #64)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to foreign exchange hedging protocols.

(A)
{'key': 'A', 'text': 'stringent'}
(B)
{'key': 'B', 'text': 'lenient'}
(C)
{'key': 'C', 'text': 'provisional'}
(D)
{'key': 'D', 'text': 'interim'}
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Q2.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #56)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to customer data privacy guidelines.

(A)
{'key': 'A', 'text': 'scrupulous'}
(B)
{'key': 'B', 'text': 'superficial'}
(C)
{'key': 'C', 'text': 'intermittent'}
(D)
{'key': 'D', 'text': 'arbitrary'}
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2024 (432 questions)

Q1.

Financial Valuation & Risk Governance: In quantitative risk assessment of 'Banking Speed Drills - Advanced Financial & Editorial RC', which metric reliably gauges liquidity coverage and credit solvency?

(A)

Interest coverage ratio and net debt-to-EBITDA within prudential regulatory thresholds (Banking Speed Drills - Advanced Financial & Editorial RC)

(B)

Gross uncollateralized receivables divided by overdue accounts payable

(C)

Speculative inventory holding periods ignoring market depreciation

(D)

Nominal face value of authorized share capital without considering equity

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Q2.

Accounting & Regulatory Compliance: Under applicable statutory guidelines in 'Spotting Errors (Single Sentence Multi-part and Multi-sentence Checking)' (Error Detection, Cloze Test & Fillers), what is the mandatory financial treatment or disclosure requirement?

(A)

Strict accrual-based recognition ensuring revenue matches incurred expenses for the accounting period (Spotting Errors (Single Sentence Multi-part and Multi-sentence Checking))

(B)

Cash-basis omission of unbilled accrued liabilities without footnote disclosure

(C)

Arbitrary capitalization of regular operational expenses without future economic benefit

(D)

Off-balance sheet concealment of material contingent liabilities

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2023 (12 questions)

Q1.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #38)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to anti-money laundering (AML) compliance.

(A)
{'key': 'A', 'text': 'rigorous'}
(B)
{'key': 'B', 'text': 'cursory'}
(C)
{'key': 'C', 'text': 'negligent'}
(D)
{'key': 'D', 'text': 'nominal'}
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Q2.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #22)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to statutory liquidity ratio (SLR) mandates.

(A)
{'key': 'A', 'text': 'meticulous'}
(B)
{'key': 'B', 'text': 'lax'}
(C)
{'key': 'C', 'text': 'transitory'}
(D)
{'key': 'D', 'text': 'peripheral'}
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2022 (12 questions)

Q1.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #13)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to anti-money laundering (AML) compliance.

(A)
{'key': 'A', 'text': 'rigorous'}
(B)
{'key': 'B', 'text': 'cursory'}
(C)
{'key': 'C', 'text': 'negligent'}
(D)
{'key': 'D', 'text': 'nominal'}
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Q2.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #45)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to priority sector lending (PSL) allocations.

(A)
{'key': 'A', 'text': 'equitable'}
(B)
{'key': 'B', 'text': 'disproportionate'}
(C)
{'key': 'C', 'text': 'speculative'}
(D)
{'key': 'D', 'text': 'erratic'}
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2021 (10 questions)

Q1.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #12)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to statutory liquidity ratio (SLR) mandates.

(A)
{'key': 'A', 'text': 'meticulous'}
(B)
{'key': 'B', 'text': 'lax'}
(C)
{'key': 'C', 'text': 'transitory'}
(D)
{'key': 'D', 'text': 'peripheral'}
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Q2.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #52)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to statutory liquidity ratio (SLR) mandates.

(A)
{'key': 'A', 'text': 'meticulous'}
(B)
{'key': 'B', 'text': 'lax'}
(C)
{'key': 'C', 'text': 'transitory'}
(D)
{'key': 'D', 'text': 'peripheral'}
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2020 (10 questions)

Q1.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #27)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to statutory liquidity ratio (SLR) mandates.

(A)
{'key': 'A', 'text': 'meticulous'}
(B)
{'key': 'B', 'text': 'lax'}
(C)
{'key': 'C', 'text': 'transitory'}
(D)
{'key': 'D', 'text': 'peripheral'}
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Q2.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #51)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to customer data privacy guidelines.

(A)
{'key': 'A', 'text': 'scrupulous'}
(B)
{'key': 'B', 'text': 'superficial'}
(C)
{'key': 'C', 'text': 'intermittent'}
(D)
{'key': 'D', 'text': 'arbitrary'}
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2019 (10 questions)

Q1.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #58)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to anti-money laundering (AML) compliance.

(A)
{'key': 'A', 'text': 'rigorous'}
(B)
{'key': 'B', 'text': 'cursory'}
(C)
{'key': 'C', 'text': 'negligent'}
(D)
{'key': 'D', 'text': 'nominal'}
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Q2.
[Bank PO Verbal Ability - Error Detection, Cloze Test & Fillers (Question #18)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to anti-money laundering (AML) compliance.

(A)
{'key': 'A', 'text': 'rigorous'}
(B)
{'key': 'B', 'text': 'cursory'}
(C)
{'key': 'C', 'text': 'negligent'}
(D)
{'key': 'D', 'text': 'nominal'}
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2018 (10 questions)

Q1.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #33)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to anti-money laundering (AML) compliance.

(A)
{'key': 'A', 'text': 'rigorous'}
(B)
{'key': 'B', 'text': 'cursory'}
(C)
{'key': 'C', 'text': 'negligent'}
(D)
{'key': 'D', 'text': 'nominal'}
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Q2.
[Bank PO Verbal Ability - Advanced Financial & Editorial RC (Question #65)]
Choose the grammatically and contextually correct word to complete the official banking circular:
The Reserve Bank mandated commercial scheduled banks to demonstrate ______ adherence to priority sector lending (PSL) allocations.

(A)
{'key': 'A', 'text': 'equitable'}
(B)
{'key': 'B', 'text': 'disproportionate'}
(C)
{'key': 'C', 'text': 'speculative'}
(D)
{'key': 'D', 'text': 'erratic'}
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