Banking, finance & commerce

Banking & Insurance - General, Financial & Banking Awareness previous year questions (PYQ)

1,004 previous year Banking & Insurance - General, Financial & Banking Awareness questions, grouped by year, with answers and solutions.

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2025 (3 questions)

Q1.
[Banking & Financial Awareness - Central Banking, Policies & Regulatory Framework (Question #16)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Asset Reconstruction Companies (ARCs)?

(A)
{'key': 'A', 'text': 'Reserve Bank of India (RBI)'}
(B)
{'key': 'B', 'text': 'SEBI'}
(C)
{'key': 'C', 'text': 'IBBI'}
(D)
{'key': 'D', 'text': 'Ministry of Finance'}
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Q2.
[Banking & Financial Awareness - Economic Survey, Budget & National Affairs (Question #24)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Sovereign Green Bonds issuance?

(A)
{'key': 'A', 'text': 'Reserve Bank of India on behalf of GoI'}
(B)
{'key': 'B', 'text': 'BSE'}
(C)
{'key': 'C', 'text': 'NSE'}
(D)
{'key': 'D', 'text': 'NITI Aayog'}
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2024 (978 questions)

Q1.

Accounting & Regulatory Compliance: Under applicable statutory guidelines in 'Monetary Policy Committee (MPC) and Quantitative Tools (Repo, SDF, MSF, CRR, SLR)' (Central Banking, Policies & Regulatory Framework), what is the mandatory financial treatment or disclosure requirement?

(A)

Strict accrual-based recognition ensuring revenue matches incurred expenses for the accounting period (Monetary Policy Committee (MPC) and Quantitative Tools (Repo, SDF, MSF, CRR, SLR))

(B)

Cash-basis omission of unbilled accrued liabilities without footnote disclosure

(C)

Arbitrary capitalization of regular operational expenses without future economic benefit

(D)

Off-balance sheet concealment of material contingent liabilities

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Q2.

Financial Valuation & Risk Governance: In quantitative risk assessment of 'Monetary Policy Committee (MPC) and Quantitative Tools (Repo, SDF, MSF, CRR, SLR)', which metric reliably gauges liquidity coverage and credit solvency?

(A)

Interest coverage ratio and net debt-to-EBITDA within prudential regulatory thresholds (Monetary Policy Committee (MPC) and Quantitative Tools (Repo, SDF, MSF, CRR, SLR))

(B)

Gross uncollateralized receivables divided by overdue accounts payable

(C)

Speculative inventory holding periods ignoring market depreciation

(D)

Nominal face value of authorized share capital without considering equity

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2023 (4 questions)

Q1.
[Banking & Financial Awareness - Fintech, Payment Systems & Money Market (Question #14)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Sovereign Green Bonds issuance?

(A)
{'key': 'A', 'text': 'Reserve Bank of India on behalf of GoI'}
(B)
{'key': 'B', 'text': 'BSE'}
(C)
{'key': 'C', 'text': 'NSE'}
(D)
{'key': 'D', 'text': 'NITI Aayog'}
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Q2.
[Banking & Financial Awareness - Economic Survey, Budget & National Affairs (Question #6)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Asset Reconstruction Companies (ARCs)?

(A)
{'key': 'A', 'text': 'Reserve Bank of India (RBI)'}
(B)
{'key': 'B', 'text': 'SEBI'}
(C)
{'key': 'C', 'text': 'IBBI'}
(D)
{'key': 'D', 'text': 'Ministry of Finance'}
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2022 (4 questions)

Q1.
[Banking & Financial Awareness - Fintech, Payment Systems & Money Market (Question #5)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Deposit Insurance up to ₹5 Lakhs?

(A)
{'key': 'A', 'text': 'DICGC (Subsidiary of RBI)'}
(B)
{'key': 'B', 'text': 'LIC'}
(C)
{'key': 'C', 'text': 'GIC'}
(D)
{'key': 'D', 'text': 'SIDBI'}
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Q2.
[Banking & Financial Awareness - Central Banking, Policies & Regulatory Framework (Question #13)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Microfinance Institutions (NBFC-MFIs)?

(A)
{'key': 'A', 'text': 'Reserve Bank of India (RBI)'}
(B)
{'key': 'B', 'text': 'NABARD'}
(C)
{'key': 'C', 'text': 'SIDBI'}
(D)
{'key': 'D', 'text': 'IBA'}
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2021 (3 questions)

Q1.
[Banking & Financial Awareness - Economic Survey, Budget & National Affairs (Question #12)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Credit Rating Agencies in capital markets?

(A)
{'key': 'A', 'text': 'Securities and Exchange Board of India (SEBI)'}
(B)
{'key': 'B', 'text': 'RBI'}
(C)
{'key': 'C', 'text': 'IRDAI'}
(D)
{'key': 'D', 'text': 'PFRDA'}
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Q2.
[Banking & Financial Awareness - Fintech, Payment Systems & Money Market (Question #20)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Deposit Insurance up to ₹5 Lakhs?

(A)
{'key': 'A', 'text': 'DICGC (Subsidiary of RBI)'}
(B)
{'key': 'B', 'text': 'LIC'}
(C)
{'key': 'C', 'text': 'GIC'}
(D)
{'key': 'D', 'text': 'SIDBI'}
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2020 (4 questions)

Q1.
[Banking & Financial Awareness - Economic Survey, Budget & National Affairs (Question #27)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Credit Rating Agencies in capital markets?

(A)
{'key': 'A', 'text': 'Securities and Exchange Board of India (SEBI)'}
(B)
{'key': 'B', 'text': 'RBI'}
(C)
{'key': 'C', 'text': 'IRDAI'}
(D)
{'key': 'D', 'text': 'PFRDA'}
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Q2.
[Banking & Financial Awareness - Central Banking, Policies & Regulatory Framework (Question #19)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Sovereign Green Bonds issuance?

(A)
{'key': 'A', 'text': 'Reserve Bank of India on behalf of GoI'}
(B)
{'key': 'B', 'text': 'BSE'}
(C)
{'key': 'C', 'text': 'NSE'}
(D)
{'key': 'D', 'text': 'NITI Aayog'}
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2019 (4 questions)

Q1.
[Banking & Financial Awareness - Economic Survey, Budget & National Affairs (Question #18)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Microfinance Institutions (NBFC-MFIs)?

(A)
{'key': 'A', 'text': 'Reserve Bank of India (RBI)'}
(B)
{'key': 'B', 'text': 'NABARD'}
(C)
{'key': 'C', 'text': 'SIDBI'}
(D)
{'key': 'D', 'text': 'IBA'}
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Q2.
[Banking & Financial Awareness - Central Banking, Policies & Regulatory Framework (Question #10)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Deposit Insurance up to ₹5 Lakhs?

(A)
{'key': 'A', 'text': 'DICGC (Subsidiary of RBI)'}
(B)
{'key': 'B', 'text': 'LIC'}
(C)
{'key': 'C', 'text': 'GIC'}
(D)
{'key': 'D', 'text': 'SIDBI'}
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2018 (4 questions)

Q1.
[Banking & Financial Awareness - Central Banking, Policies & Regulatory Framework (Question #25)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Deposit Insurance up to ₹5 Lakhs?

(A)
{'key': 'A', 'text': 'DICGC (Subsidiary of RBI)'}
(B)
{'key': 'B', 'text': 'LIC'}
(C)
{'key': 'C', 'text': 'GIC'}
(D)
{'key': 'D', 'text': 'SIDBI'}
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Q2.
[Banking & Financial Awareness - Fintech, Payment Systems & Money Market (Question #17)]
Under current Indian regulatory statutes, which statutory authority is empowered to regulate and supervise Credit Rating Agencies in capital markets?

(A)
{'key': 'A', 'text': 'Securities and Exchange Board of India (SEBI)'}
(B)
{'key': 'B', 'text': 'RBI'}
(C)
{'key': 'C', 'text': 'IRDAI'}
(D)
{'key': 'D', 'text': 'PFRDA'}
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