Banking, finance & commerce

Banking & Insurance - Quantitative Aptitude previous year questions (PYQ)

1,102 previous year Banking & Insurance - Quantitative Aptitude questions, grouped by year, with answers and solutions.

2025 (4 questions)

Q1.
[Quantitative Aptitude - Commercial & Applied Arithmetic (Question #8)]
An infrastructure development company avails a term loan facility of ₹100,000 from a commercial consortium at 13% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 3 years?

(A)
{'key': 'A', 'text': '₹39,000'}
(B)
{'key': 'B', 'text': '₹40,200'}
(C)
{'key': 'C', 'text': '₹37,800'}
(D)
{'key': 'D', 'text': '₹41,400'}
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Q2.
[Quantitative Aptitude - Charts, Graphs & Caselets (Question #24)]
An infrastructure development company avails a term loan facility of ₹110,000 from a commercial consortium at 13% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 4 years?

(A)
{'key': 'A', 'text': '₹57,200'}
(B)
{'key': 'B', 'text': '₹58,400'}
(C)
{'key': 'C', 'text': '₹56,000'}
(D)
{'key': 'D', 'text': '₹59,600'}
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2024 (1068 questions)

Q1.

Accounting & Regulatory Compliance: Under applicable statutory guidelines in 'Missing Number Series & Wrong Number Series' (Approximation, Series & Quadratic Equations), what is the mandatory financial treatment or disclosure requirement?

(A)

Strict accrual-based recognition ensuring revenue matches incurred expenses for the accounting period (Missing Number Series & Wrong Number Series)

(B)

Cash-basis omission of unbilled accrued liabilities without footnote disclosure

(C)

Arbitrary capitalization of regular operational expenses without future economic benefit

(D)

Off-balance sheet concealment of material contingent liabilities

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Q2.

Financial Valuation & Risk Governance: In quantitative risk assessment of 'Missing Number Series & Wrong Number Series', which metric reliably gauges liquidity coverage and credit solvency?

(A)

Interest coverage ratio and net debt-to-EBITDA within prudential regulatory thresholds (Missing Number Series & Wrong Number Series)

(B)

Gross uncollateralized receivables divided by overdue accounts payable

(C)

Speculative inventory holding periods ignoring market depreciation

(D)

Nominal face value of authorized share capital without considering equity

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2023 (6 questions)

Q1.
[Quantitative Aptitude - Charts, Graphs & Caselets (Question #30)]
An infrastructure development company avails a term loan facility of ₹170,000 from a commercial consortium at 11% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 4 years?

(A)
{'key': 'A', 'text': '₹74,800'}
(B)
{'key': 'B', 'text': '₹76,000'}
(C)
{'key': 'C', 'text': '₹73,600'}
(D)
{'key': 'D', 'text': '₹77,200'}
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Q2.
Direction: Study the data table below showing loans disbursed by five commercial banks in ₹ Crores:
BankRetail LoansMSME LoansCorporate Loans
Bank P450320680
Bank Q520410720
Bank R380290550
Bank S600480840

What is the ratio of total MSME loans disbursed by Bank P and Bank Q together to total Corporate loans disbursed by Bank R and Bank S together?

(A)
{'key': 'A', 'text': '73 : 139'}
(B)
{'key': 'B', 'text': '71 : 135'}
(C)
{'key': 'C', 'text': '73 : 140'}
(D)
{'key': 'D', 'text': '69 : 139'}
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2022 (6 questions)

Q1.
[Quantitative Aptitude - Approximation, Series & Quadratic Equations (Question #13)]
An infrastructure development company avails a term loan facility of ₹150,000 from a commercial consortium at 10% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 2 years?

(A)
{'key': 'A', 'text': '₹30,000'}
(B)
{'key': 'B', 'text': '₹31,200'}
(C)
{'key': 'C', 'text': '₹28,800'}
(D)
{'key': 'D', 'text': '₹32,400'}
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Q2.
[Quantitative Aptitude - Commercial & Applied Arithmetic (Question #29)]
An infrastructure development company avails a term loan facility of ₹160,000 from a commercial consortium at 10% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 3 years?

(A)
{'key': 'A', 'text': '₹48,000'}
(B)
{'key': 'B', 'text': '₹49,200'}
(C)
{'key': 'C', 'text': '₹46,800'}
(D)
{'key': 'D', 'text': '₹50,400'}
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2021 (4 questions)

Q1.
[Quantitative Aptitude - Approximation, Series & Quadratic Equations (Question #28)]
An infrastructure development company avails a term loan facility of ₹150,000 from a commercial consortium at 9% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 2 years?

(A)
{'key': 'A', 'text': '₹27,000'}
(B)
{'key': 'B', 'text': '₹28,200'}
(C)
{'key': 'C', 'text': '₹25,800'}
(D)
{'key': 'D', 'text': '₹29,400'}
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Q2.
[Quantitative Aptitude - Approximation, Series & Quadratic Equations (Question #4)]
An infrastructure development company avails a term loan facility of ₹60,000 from a commercial consortium at 9% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 2 years?

(A)
{'key': 'A', 'text': '₹10,800'}
(B)
{'key': 'B', 'text': '₹12,000'}
(C)
{'key': 'C', 'text': '₹9,600'}
(D)
{'key': 'D', 'text': '₹13,200'}
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2020 (4 questions)

Q1.
[Quantitative Aptitude - Charts, Graphs & Caselets (Question #27)]
An infrastructure development company avails a term loan facility of ₹140,000 from a commercial consortium at 8% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 4 years?

(A)
{'key': 'A', 'text': '₹44,800'}
(B)
{'key': 'B', 'text': '₹46,000'}
(C)
{'key': 'C', 'text': '₹43,600'}
(D)
{'key': 'D', 'text': '₹47,200'}
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Q2.
[Quantitative Aptitude - Approximation, Series & Quadratic Equations (Question #19)]
An infrastructure development company avails a term loan facility of ₹60,000 from a commercial consortium at 8% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 2 years?

(A)
{'key': 'A', 'text': '₹9,600'}
(B)
{'key': 'B', 'text': '₹10,800'}
(C)
{'key': 'C', 'text': '₹8,400'}
(D)
{'key': 'D', 'text': '₹12,000'}
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2019 (5 questions)

Q1.
[Quantitative Aptitude - Charts, Graphs & Caselets (Question #18)]
An infrastructure development company avails a term loan facility of ₹50,000 from a commercial consortium at 7% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 4 years?

(A)
{'key': 'A', 'text': '₹14,000'}
(B)
{'key': 'B', 'text': '₹15,200'}
(C)
{'key': 'C', 'text': '₹12,800'}
(D)
{'key': 'D', 'text': '₹16,400'}
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Q2.
[Quantitative Aptitude - Commercial & Applied Arithmetic (Question #2)]
An infrastructure development company avails a term loan facility of ₹40,000 from a commercial consortium at 7% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 3 years?

(A)
{'key': 'A', 'text': '₹8,400'}
(B)
{'key': 'B', 'text': '₹9,600'}
(C)
{'key': 'C', 'text': '₹7,200'}
(D)
{'key': 'D', 'text': '₹10,800'}
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2018 (5 questions)

Q1.
[Quantitative Aptitude - Approximation, Series & Quadratic Equations (Question #1)]
An infrastructure development company avails a term loan facility of ₹30,000 from a commercial consortium at 6% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 2 years?

(A)
{'key': 'A', 'text': '₹3,600'}
(B)
{'key': 'B', 'text': '₹4,800'}
(C)
{'key': 'C', 'text': '₹2,400'}
(D)
{'key': 'D', 'text': '₹6,000'}
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Q2.
[Quantitative Aptitude - Commercial & Applied Arithmetic (Question #17)]
An infrastructure development company avails a term loan facility of ₹40,000 from a commercial consortium at 6% per annum simple interest. What is the total interest liability payable after a moratorium tenure of 3 years?

(A)
{'key': 'A', 'text': '₹7,200'}
(B)
{'key': 'B', 'text': '₹8,400'}
(C)
{'key': 'C', 'text': '₹6,000'}
(D)
{'key': 'D', 'text': '₹9,600'}
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