Capital Markets & Investment Certifications (NISM & CFA Level 1)

Code of Ethics & Standards of Professional Conduct question bank (Ethical Standards & Financial Analysis (CFA))

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Q1.

[JAIIB - Principles & Practices of Banking - Professional Certification #1] Under RBI guidelines, a Non-Performing Asset (NPA) is a loan or advance where interest and/or instalment of principal remains overdue for a period of more than:

(A)

30 days in respect of cash credit

(B)

180 days in respect of a term loan

(C)

365 days across all retail advances

(D)

90 days in respect of a term loan

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Q2.

[JAIIB - Principles & Practices of Banking - Professional Certification #2] Under RBI guidelines, a Non-Performing Asset (NPA) is a loan or advance where interest and/or instalment of principal remains overdue for a period of more than:

(A)

365 days across all retail advances

(B)

180 days in respect of a term loan

(C)

90 days in respect of a term loan

(D)

30 days in respect of cash credit

Show answer & solution

Verified Answer & Solution Locked

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