Judicial Services Examination - Civil Judge (Junior Division) & PCS-J

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Q1.
In UPSC Civil Services / State PSCs (Constitutional & Jurisprudential Law): What happens when the Reserve Bank of India (RBI) increases the Cash Reserve Ratio (CRR)?

(A)
Commercial banks immediately expand consumer lending to increase profit margins
(B)
The foreign exchange reserves of India increase proportionately
(C)
Commercial banks have less lendable liquidity, leading to contraction of credit and upward pressure on interest rates
(D)
The statutory fiscal deficit of the Central Government is immediately reduced
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Q2.
In UPSC Civil Services / State PSCs (Constitutional & Jurisprudential Law): Which of the following is designated as a UNESCO World Heritage site and recognized as one of the world's eight 'hottest hotspots' of biological diversity?

(A)
The Western Ghats
(B)
The Rann of Kutch
(C)
The Aravalli Range
(D)
The Thar Desert
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